401k Limit 2025 Catch Up. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,. In 2025, the irs has forecasted an increase in the 401(k) elective deferral limit to $24,000, up by $1,000 from the current limit.
Employees age 50 and older can contribute an additional $7,500 for a total of $31,000. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024.